Spectral Coverage: Understanding Ghost Workers’ Compensation Policies Workers’ compensation insurance protects employees in the event of a work-related injury or illness. But what about business owners who are the only ones working for themselves? This is where the concept of…
Here’s how it works: Scenario: You’re installing custom-made cabinets in a client’s kitchen. Unfortunately, during the delivery, the truck encounters a pothole, and one of the cabinets gets damaged beyond repair. Remember that beautiful granite countertop job you did for…
Demystifying the Numbers: A Guide to Finding Your Tax ID Tax season can be a whirlwind of forms, deadlines, and, of course, identification numbers. Whether you’re an individual or a business owner, knowing where to find your tax ID is…
What are Loss Runs? Don’t Get Blindsided: Understanding Loss Runs for Smoother Business Insurance Running a business involves managing risks, and having the right insurance is crucial. But how do you know if your current coverage is adequate? That’s where…
Workplace Injury? A Guide to Navigating Workers’ Compensation Claims Effectively A workplace injury can be a disorienting experience, leaving you with physical pain, emotional stress, and uncertainty about your next steps. But fear not! Workers’ compensation exists to provide financial…
Filling Out the Quarterly Disability Worksheet: A Step-by-Step Guide Managing a disability can be stressful, and keeping up with paperwork can add to the burden. If you receive Social Security disability benefits, you might be required to complete a Quarterly…
General Liability Audit? Breathe Easy with These Preparation Tips A general liability audit might sound intimidating, but with proper preparation, it can be a smooth and efficient process. This blog post will equip you with the knowledge and steps you…
Don’t Get Sidelined: Why Listing All Drivers on Your Commercial Auto Policy is Essential Running a business requires juggling many responsibilities, and ensuring proper commercial auto insurance coverage shouldn’t be an afterthought. One crucial aspect often overlooked is listing all…
Stay Calm and Collect Yourself: A Guide to Handling a Commercial Auto Claim Accidents happen, and unfortunately, they can involve your company vehicles. If you’re ever faced with a commercial auto claim, knowing the right steps to take can make…
Don’t Panic: A Guide to Handling General and Professional Liability Claims Accidents happen, and sometimes those accidents can result in a liability claim against your business. Whether you’re dealing with a slip and fall on your property (general liability) or…