You need renters insurance because your property, liability, and living expenses are not covered by your landlord. The landlord will take care of maintenance issues. You are responsible for replacing all of your belongings if your apartment catches fire. When…
EIFS, or Exterior Insulation and Finish Systems, is a type of synthetic stucco that was popular for its affordability and aesthetic appeal. However, homes built around 2006, and particularly those built in the mid-1990s, with EIFS cladding have a higher…
The rise of platforms like Airbnb has made it easier than ever to rent out your property for short periods. However, before you decide to become a short-term rental host, it’s crucial to understand the implications, including potential insurance concerns.…
If you’re a “snowbird” who spends the winter months in a warmer climate, you may be wondering how your home insurance policy is affected. Leaving your home unoccupied for extended periods can increase the risk of certain types of damage,…
Trees can add beauty and value to your property, but when they grow too close to your home, they can pose significant risks. Potential Hazards Identifying Potential Problems What You Can Do Conclusion By taking proactive steps to address potential…
Asbestos, once a popular building material, is now known to be a significant health hazard. If your home was built before the 1980s, you may have asbestos-containing materials. Understanding the risks and how to identify asbestos is crucial for your…
You may not think much about handrails, but these seemingly simple features play a crucial role in home safety and can even impact your insurance coverage. Why are Handrails Important? Handrails provide essential support and stability, especially for: Handrails and…
Broken pipes or major pipe issues can cost you thousands of dollars in damages. The good news is that you can avoid major water leaks in your house. Some of the most common pipe problems, like leaking supply lines, frozen…
There are numerous factors that are used to calculate your home insurance rate. Some of these are obvious, like brick vs frame, age of the roof, and when the home was built. But there are other less obvious characteristics that…
In regions where homes are built to weather storms, plumbing often goes unnoticed, but a faulty system can spell disaster. So, here are the different plumbing pipe types, their materials, and which ones could score you points with your insurance…