There are numerous factors that are used to calculate your home insurance rate. Some of these are obvious, like brick vs frame, age of the roof, and when the home was built. But there are other less obvious characteristics that…
In regions where homes are built to weather storms, plumbing often goes unnoticed, but a faulty system can spell disaster. So, here are the different plumbing pipe types, their materials, and which ones could score you points with your insurance…
You rely on electricity to power your favorite devices, but did you know that the type of wiring in your home can pose a significant fire hazard? Older homes may have outdated wiring systems that are no longer safe or…
You rely on electricity to power your favorite devices, but it can also be dangerous without the right safeguards in place. In fact, most homeowners aren’t aware of what’s going on in the wires behind their walls. If there’s an…
Okay, let’s be honest, getting a refund check from your insurance company is a pretty sweet feeling. It’s like finding a twenty in your old jeans – unexpected and awesome! But if your home or flood insurance is escrowed, that…
Lithium-ion batteries are everywhere these days, from our smartphones and laptops to the latest e-bikes and scooters. While these batteries are generally safe, they can pose a fire risk if not handled or stored properly. In fact, we’re seeing an…
Unraveling the Home Insurance Mystery So, you’ve taken the plunge and installed those shiny solar panels on your roof. You’re basking in the glow of eco-friendliness and lower energy bills. But wait… what happens if a rogue hailstorm decides to…
Foremost Insurance (A Farmers Insurance company) has agreed to offer a replacement policy for only rental dwelling (landlord) policies written through Guard. If you have a regular homeowners policy we will be reaching out to you to discuss other options. …
Have you been involved in a car accident? The digital age has made it easier than ever to access information related to crashes and claims. Services like BuyCrash and CrashDocs offer platforms to obtain detailed reports, but it’s important to…
Mystery at the Panel: Unveiling Your Electrical Box’s Secrets The electrical panel in your home is the unsung hero, silently distributing power throughout your house. But when it comes to troubleshooting, repairs, or even future upgrades, knowing your panel’s type…