Don’t Get Left on the Road: Understanding Excess Uninsured/Underinsured Motorist Coverage Imagine this: you’re involved in an accident caused by a driver with minimal insurance, or worse, no insurance at all. Your car is damaged, you might be injured, and…
1. Assess driver risk: This is the primary reason. Insurance companies need to consider the driving histories and demographics of all potential drivers who have access to your car to accurately assess the risk associated with your policy. This includes…
Feeling the Pinch? Why Home Insurance Premiums are on the Rise Owning a home is a dream for many, but lately, that dream might come with a slightly bigger bill. Home insurance premiums have been steadily rising across the country,…
Check out our blog post here: Changing Home Insurance with an Escrow AccountStreetsmart › changing-home-insur… Here are the steps to follow when switching home insurance providers:
Floods might seem like distant threats, but the reality is, everyone lives in a flood zone to some degree. Even areas far from rivers or oceans can experience flooding due to various factors like overflowing lakes, storm surges, or even a burst pool in your…
No-fault means you file personal injury claims with your own insurance, even if you’re not at fault. Personal Injury Protection (PIP) is mandatory to cover medical bills and lost wages, regardless of who caused the accident. Claims example: Navigating the…
Man’s Best Friend? Home Insurance and the Impact of Owning a Dog Dogs bring joy, companionship, and unconditional love into our lives. But for homeowners, these furry friends can also impact their insurance rates. Here’s how canine companions can influence…
1. Roof wreckers: Strong winds can turn those leafy limbs into battering rams, damaging shingles, gutters, and even causing leaks. This can lead to costly repairs and potential claims on your insurance, raising your premiums in the long run. 2.…
Fender Benders and Beyond: A Guide to Handling Auto Claim Nightmares Accidents happen – even the safest drivers can find themselves in an unexpected collision. If you’re insured and involved in an accident, don’t panic! Your commercial auto insurance is…
Disaster Strikes: A Guide to Navigating Property Claim Woes Disasters, big or small, can strike unexpectedly. Whether it’s a burst pipe flooding your basement or a fallen tree damaging your roof, property damage can be stressful and disruptive. But don’t…