Flood Claims Case Study

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Case 1: Low-Level Flood (1-3 inches of water)

low-severity-flood

Case 1 Scenario

A basement is flooded with 2 inches of water after heavy rain. The damage includes warped flooring, drywall repairs, and minor electrical issues.

Claim Payout

The total claim amounts to $10,000, covering water removal and repairs. Deductible: $1,000.

Case 2: Medium-Level Flood (6-12 inches of water)

med-severity-flood

Case 2 Scenario

A home faces 8 inches of floodwater, damaging floors, furniture, and appliances.

Claim Payout

The total claim comes to $60,000, including cleanup and repairs. Deductible: $2,500.

Case 3: Severe Flood (3-5 feet of water)

major-severity-flood

Case 3 Scenario

A coastal home is hit with 4 feet of water, requiring complete reconstruction.

Claim Payout

The total claim is $250,000. Deductible: $10,000.

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